Find out what is coming before it arrives.

Are we saving enough? One sentence answers it

Type in what the reserve account held, from the bank statement, and the page answers in plain words: how much to put away each month so the account never runs dry over the next thirty years, what that is for each home, and whether what you put in now keeps up. It says how much of the wear so far you have saved for, the measure reserve specialists use, in cents on the dollar. And if something is already past due and the account cannot cover it, it says so, and by how much.

Ask it what if, in your own words

"What if we raise dues $25 a home?" "What if the roofs wait three more years?" "What if the pool costs $30,000?" Type the question the way you would say it at a meeting. The AI only reads the question; the same arithmetic as the rest of the page works out the answer, and shows it beside today's, so the numbers are never made up. Two questions worth asking, what if everything costs a quarter more and what if the biggest job waits, are one click each.

Already have a reserve study? Upload it

Upload the PDF and the AI reads its component list into the plan. Before anything is saved, our reading is checked against the study's own totals, rebuilt to the dollar, so a missed or misread line cannot slip through. The study's own figures, its percent funded and the funding it recommends, are shown beside the plan and labelled as the study's, and the page says when it is time for a new one. Between studies, the plan keeps up on its own.

The pool counts too

Roofs, fences and paint are counted home by home, from the build year and whatever you have recorded. Everything else the association replaces goes on a short list of its own: the pool, the entrance sign, the streets, the mailboxes, each with its price, how long it lasts, and when it was last done. Both go into the same totals and the same answer.

It uses your prices, never a national average

A number pulled from an industry table looks authoritative and can be wrong by a decade and six figures. So the cost of replacing one roof comes from one of two places: the largest amount your association has actually paid for roof work, taken from your own records, or a figure your board typed in after getting a quote. Anything with neither is shown as unpriced and left out of the totals. We would rather show you a gap than fill it in with a guess.

Assumptions are labelled as assumptions

If nobody has recorded when a roof was last done, the arithmetic assumes it is original to the build year and says so, in the sentence you would read out loud at a meeting. A board that has recorded nothing sees "every age below is assumed" at the top of the page, not buried in a footnote. Record real years as you learn them and the picture sharpens with each one.

It is arithmetic, and it says so

A reserve study is a professional engagement with somebody walking your property, and if these numbers are large you should commission one. What this does is tell you whether that conversation is overdue. It also shows what your own statement says you have already spent on this kind of work this year, which is often the number that ends the debate.

What it will not pretend to know

An operating statement does not carry a reserve balance, so this page never works one out from the wrong column. It asks for the balance off the bank statement instead, shows the date beside it everywhere it is used, and says so when that date is months old.

Questions boards ask about big repairs ahead

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